Posted on April 29, 2016 | By Kristi Rosales | Leave a response
Laidlaw & Company is a full service investment banking and brokerage firm that offers clients personal investment advice to both public and private institutions. The firm also helps investors with a high net worth.
Laidlaw & Company has a legacy of investment banking and securities brokerage that according to PR Newswire dates back almost 200 years. The firm is noted for an entrepreneurial and relationship driven culture. The firm prides itself on being able to compose unique approaches to gather assets and find financial solutions. A strong work ethic is the foundation of both the captive and independent sales offices of the firm.
Laidlaw have the ability to assist companies in raising their capital using their strong retail sales force. This gives clients the flexibility to achieve their goals. Laidlaw & Company features a team of SEC senior professionals who combine bracket expertise with a unique firm perspective. This helps Laidlaw & Company provide experienced management of transactions, as well as comprehensive solutions.
Laidlaw have an expanding network of offices in the United States, as well as Europe with over 100 employees operating under both the authorization of FCA and the registration of FINRA. This allows the firm to develop new relationships and pursue new business opportunities globally.
Posted on April 27, 2016 | By Kristi Rosales | Leave a response
Marc Sparks is a successful entrepreneur and the founder of Timber Creek Capital, a private equity firm. Building companies is his focus. He enjoys building businesses from the ground up. He creates both short-term and long-term goals for his companies and makes sure the culture of the company is a healthy one. He has played an important role in the start-up of dozens of businesses.
Marc graduated high school in 1975 in his hometown of Austin, Texas. He has no higher education degrees and says he has succeeded in spite of that because of his “keen instinct.” His belief in God has helped fuel his faith and passion for his work. He says a lack of fear helps him keep moving forward. He has had both successes and failures as an entrepreneur but has always come out on top.
He has written a book called “They Can’t Eat You.” The book combines 34 years of business experience, and he talks about his unsuccessful ventures in the book as well as his successful ones. He says he wrote the book at the suggestion of colleagues. He wants the book to encourage others to keep going in their entrepreneurial ventures. He remembers being so poor at one point that he had to buy food with a gas station credit card. His belief in the possibility of success kept him going through that time. He hopes his book will help others see that success is possible.
He has had very successful companies, such as his software company that sold $200 million in products per year. He said he has also learned from his failures, such as the insurance holding company he built that was very successful but then collapsed in a short time period. He says readers of his book can learn a lot from his failures and be encouraged by his successes.
Marc Sparks says success comes from a positive attitude and a passion for work. He says staying focused and never giving up are important. He has a sense of urgency about his work that keeps him going. Other people refer to that as his “Sparks Speed.” He also believes treating people fairly and respectfully will take an entrepreneur far in business. He says honesty is also an important component to success.
Marc Sparks also gives time and money to help people in need. He helps others by contributing to a homeless shelter called The Samaritan Inn. The shelter is located in Texas and houses 160 people. The shelter offers more than just food and a place to sleep. Through the shelter, people can receive counseling, health guidance, family care, financial instruction and job placement. His other charitable efforts involve Habitat for Humanity, American Can! Academy and Sparky’s Kids.
When Marc is not working hard, he is an adventurous outdoorsman. He says travel, hunting, fishing and hiking help counter stress. He says travel especially inspires him, and he has been to exotic locales such as Machu Picchu, Easter Island, Tibet, the Serengeti and Angkor Wat. He also at one point traveled around the world in 23 days. Marc also enjoys competitive sports in his down time.
Posted on April 23, 2016 | By Kristi Rosales | Leave a response
George Soros is an American based billionaire and philanthropist who has had great success in the financial markets. In recent weeks, George Soros has talked about the financial and economic situation that China is experiencing. The Chinese economy on opensocietyfoundations.org is closely tied to the global markets; therefore, investors need to be very cautious about the investment decisions they make.
Over the years, China has experienced consistent growth. The Chinese economy has got to a point that they are now struggling to find new growth. Coupled with their currency devaluation, the problems China is experiencing are being transferred to the rest of the world. George Soros said this while speaking in Colombo and added that returning to positive interest rates is a challenge for the developing countries.
One way that has kept the Chinese economy stronger is pumping of investment into the economy through borrowing. George Soros looked back at the U.S 2007-08, and that situation is what China is currently experiencing. The Chinese economy is debt-fueled, and this is warning sign that they may experience what the U.S experienced in 2007-08 that led to a spurred global recession. Citing the figures, China made a borrowing of an estimated 2.34 trillion yuan in a period of one month, which exceeded the median forecast of 1.4 trillion by Bloomberg. What this means is that the government is growth focused and is giving little attention to its growing debt.
The real facts that are not visible are that these borrowings are what are keeping the bad debts and loss-making enterprises alive. According to George Soros, the Chinese banks have more loans than deposits. To make matters worse, they are experiencing difficulties with both their assets and their liabilities. The banks are lending each other, and that is not a good sign. It is an indication of uncertainty and liability according to George Soros. What China is doing is deferring the problem from one year to another and this is making the matter worse as it grows at an exponential rate.
George Soros has also cited the real estate and property sector. The price of houses keeps on increasing on georgesoros.com, mainly in its major cities. For instance, the price of houses rose by 62 % in Shenzhen. The industry is experiencing a bubble and will be able to sustain itself for a few years. This is the same situation that happened in the U.S in 2005 and 2006 right before the global recession.
Referring to these cases, George Soros says that China has major problems that it needs to address with its economy. If not addressed it will lead to the same situation that the U.S experienced in 2008 that led to a global recession.
Posted on April 20, 2016 | By Kristi Rosales | Leave a response
The role of chief risk officers (CROs) is getting broader as financial companies change their perspective on risk. Apart from technical expertise, which is critical for the job, CROs are now expected to bring leadership and strategic thinking to the job. Traditionally, CRO jobs were synonymous with insurance companies. However, this situation changed with the role becoming prevalent in financial service firms over the last decade, especially after the 2008 financial crisis. The crisis led to a greater demand of accountability and transparency in risk management from the regulators.
In my view, a CRO should be a strategic thinker and have a wide and independent view of an institution. Additionally, the ability to foresee potential problems is important. The CRO role requires independence. From monitoring, identifying, and mitigating risks that are inherent to financial services like credit risk and operational risk, CROs work with compliance officers to conduct risk and manage compliance. This information was originally reported on The Wall Street Journal.
One of the top compliance officers that come to mind is Helane Morrison . She serves as the General Counsel, Managing Director, and Chief Compliance Officer for Hall Capital Partners. Helane Morrison is also a member of the company’s executive committee. She joined Hall Capital Partners in 2007. Before joining the firm, Helane Morrison served as the head of the U.S. Securities and Exchange Commission’s San Francisco Office between 1999 and 2007. In her role as district administrator and regional director, she was responsible for regulatory matters, securities enforcement and litigation in Northern California in addition to five Northwest States.
According to Duncan Martin, a managing director and senior partner for Boston Consulting, London, cases of former regulators being appointed as head of risk management are not new. This is because they have been found to have the right skills. Helane Morrison has served as a regulator with the San Francisco SEC office . From 1996 to 1999, she was the head of enforcement and represented SEC in business, legal and financial communities as well as other government agencies. In addition, Helane Morrison has previously practiced law at Howard, Rice, Nemerovski, Canady, Falk & Rabkin based in San Francisco from 1986 to 1996. She became a partner in the law firm in 1991. Her practice specialized on business litigation and defense of SEC matters and private securities.
Because of the happenings in financial services, non-financial companies are becoming more interested in the CRO role. This is according to David Cook, a recruitment consultant at Russell Reynolds Associates. Things are changing and CROs are being viewed as generators of innovation given that the roles are evolving.
Connect with Morrison on LinkedIn.
Posted on April 19, 2016 | By Kristi Rosales | Leave a response
Pearl Jam’s song ‘Just Breathe’ may have saved Andy Wirth’s life. Andy is the CEO and also the President of the Squaw Valley Resort in the Lake Tahoe area. He can ‘high five’ people about it now, but only about one year ago he nearly lost an arm, and very nearly his life.
He has long been an avid skydiver who, on one particular jump, found himself descending over a vineyard. He hoped for the best as he landed, but a vine support in the vineyard took his arm off. As blood spurted quickly out his arm’s stump, he knew he was in very deep trouble – http://www.kcrw.com/people/andy-wirth.
Andy Wirth is a former back country ranger, well educated about dealing with bodily trauma in uninhabited areas. His training took over and he remained calm to push back against a state of shock. As he thought of what to do, Pearl Jam’s song ‘Just Breathe’ came to mind.
To himself he sang that song: “Yes, I understand… every life must end,” the song begins. Wirth said he used the song to deal with overcoming death that afternoon. He used his good hand to pinch the flow of blood from his brachial artery to keep himself from bleeding out.
Fortunately, rescue and an ambulance quickly found him and then he was transferred by helicopter to an emergency room. In this exclusive report by Crowdrise, Andy Wirth began to believe he might live. It took complex surgery and a 3 month hospital stay to fully recover his arm. However, he was emotionally and physically a wreck. Recovery was a very slow and painful process that had him feeling depressed at times.
By a chance meeting, Andy Wirth became involved with the Navy Seals‘ Navy Seal Foundation. He and two of the Navy Seals formed an IRONMAN 70.3 race team to raise money for wounded Navy Seals. They called their team: Special Warfare Warrior Support Team. They have raised $38,000 so far.
Posted on April 11, 2016 | By Kristi Rosales | Leave a response
William Skelley has been enjoying a period of success in the investment real estate business in recent years. The alternative investment professional was among the first to develop a crowd sourcing interface with the intent to aid real estate investors in choosing and purchasing properties. Skelley was recently honored with an invitation to join the prestigious group called the Next Generation of Real Estate Leaders. His membership into this group solidifies Skelley’s already superb reputation as the leading innovator in the real estate investment business model. Skelley shares his invitation to the prestigious real estate group with members like Michael Stoler, who functions as the managing director of Madison Realty Capital.
William Skelley’s journey to prominence has not always been an easy one. Mr. Skelley began his journey as a developer in several investment firms and gradually worked his way up the corporate ladder until he reached a point professionally where his ideas and visions for investment opportunities could be regarded respectfully. In addition to helping to develop several startups, William Skelley served as a business intern to former presidential nominee, Mitt Romney in 2012. He has also aided in the development of companies like General Electric, Olympus, Bain Capital, and Rose Park Advisors.
In 2012, William Skelley decided to venture out on his own and develop a company that would serve as a middle man between real estate investors and real estate developers and salesman. Skelley developed ifunding in an effort to ease the process of real estate investment among interested individuals and companies. The crowdfunding platform is now regarded as one of the most innovative business models in the United States.
In addition to an invitation to the prestigious real estate investment group, William Skelley has also been asked to appear on the show that is hosted by businessmen and peer Michael Stoler. The television show, The Stoler Report, is highly ranked on its broadcasting network and will prove to be beneficial to William Skelley’s brand. Skelley has placed an enormous amount of effort and time into his business venture and is currently being rewarded for his hard work and diligence. The iFunding Facebook is run by Skelley himself, who has his own presence on Angel.co.
Posted on April 8, 2016 | By Kristi Rosales | Leave a response
There has been a lot of buzz lately about hair products by WEN. When I saw on QVC about their hair conditioning shampoo and treatment, I was a little bit skeptical since I had tried many different products with no satisfactory results. But as someone who is always ready to check out new products, especially when a lot of people are raving about it, I did not hesitate to give it a try.
Within just a few days of using the product, I noticed a dramatic change in the way my hair looks. My fine, thinning hair started to get thicker, with amazing shine and bounce. I kept using it and I was floored when all of a sudden I was getting noticed because of my hair.
My friends and family kept asking me what I did to get my hair to look so amazing. When I told them they went ahead and ordered the product right away, and all of them have been getting similar results as well.
Wen created top quality hair products, using only natural ingredients. If you are not familiar with Wen by Chaz, it’s a popular hair products line that has been producing top quality hair products. Their hair products are available on Amazon and are used by some of those women you see out there with gorgeous looking hair. Numerous women have been praising the company for making such fabulous products.
WEN uses herbal ingredients and avoids chemical ingredients completely, and has made a great reputation in the industry. They have different formulations to meet the needs of different people. By choosing the right version for your hair, there is no reason why you will not achieve great results just like I have.
This article was originally reported on Bustle:
Posted on April 7, 2016 | By Kristi Rosales | Leave a response
An inspiring article recently released via VTA Publications, directly confronts myths surrounding the nature of success and the fallibility behind people’s perception of odds, and how honing one’s belief system and self discipline can move you more then a step forward towards meeting one’s goals. The well-crafted piece references the 1980 winter Olympics that took place in Lake Placid, where coach Herb Brooks led the USA hockey team to a thrilling victory against the highly favorited, Soviet hockey team, an upset that turned the world of sports upside down. By and large it was viewed as a grand triumph for America. The article explains how coach Herb Brooks refused to continue repeating the same mistakes, and dared to do something different, this time by training his team to beat the Soviets at their own game. Furthermore, the great American coach told his players to pay the odds no mind, to accept defeat. This is an example of ignoring the odds and not subscribing to a self-defeating pattern of thinking based entirely on what you believe others think of you, or your chances at success. In short, this article challenges readers to for once, ignore the odds, and reach higher to meet your goals. It pushes people to take charge of their lives, thus refusing to be a statistic and becoming an exceptional human being. One makes a choice to be average, therefore you don’t need to make that same decision. Don’t get bogged down by bogus notions of pre-destiny, if you examine the weather in flux, or the game of Blackjack, you see tangible examples of why one shouldn’t live their life based on ephemeral odds.
StreetWiseNews.com suggests you can always outwork the next person, and talent, at it’s heart, is cheap. Staying true to one’s unique perception will define your voice and thus your presence in this world. VTA Publications Ltd. organizes events and publishes non-fiction learning programs. They provide a cherished global services. Additionally, they are beloved by their clientele.
VTA Publications is first and foremost an information service that revolves around the ever-changing financial sector. They contract top of the line experts, people who know what they’re talking about. Their invaluable experience is then spread through the VTA Publications platform. Finally, this is a company offering a unique and powerful resource, a company that believes in people, in positive thinking, and who champion reaching one’s full potential.
Posted on April 5, 2016 | By Kristi Rosales | Leave a response
The Queens of Drama is the result of an interesting concept: A meta reality show dissembled as a scripted drama about six actresses looking produce a soap opera. Now if that isn’t a hodgepodge of convoluted ingenuity, then I don’t know what to tell you. A premise that involves a bunch of soap opera stars looking to revitalize their slight decline of obscurity by masterminding an elaborate T.V. pitch such as this mirrors the kind of revisionism of the Daytime Soap Opera genre that has been missing from this platform for quite some time. The key components of this intriguing, small screen abstraction includes Vanessa Marcil best known for her work in Beverly Hill’s 90210 and Vegas, Chrystee Pharris from Passions, Hunter Tylo from The Bold and the Beautiful, Lindsay Hartley from Passions, All My Children, and Days of Our Lives, Donna Mills from Knots Landing, and Crystal Hunt from Guiding Light and One Life to Live. And of course, like every basis of the reality show template: The on-screen tension and drama between everyone is palpable.
But perhaps the most colorful one on the show is Crystal Hunt. She spends the majority of her time on show exhibiting her dexterity as a creative force with the business smarts to back it up. The most notable example being that she’s the owner of a pet boutique. And her skills as an actress not only shows on the small screen, but the screen as well, where she starred in the highly successful sequel Magic Mike XXL. And when she isn’t dedicating her craft in front of the camera’s, she delving into the art of appearing behind the camera as a director; her effort was a horror film titled Talbot County.
Born in Clearwater, Florida, her early talent was performing in pageants before her subsequent career as an actress. And outside of photography Crystal Hunt’s big break came in the form of an advertisement with the popular boy band NSYNC. It doesn’t get more providential than that, folks. And just remember, if you feel as though the key to aspiration is not in your foreseeable future, use Crystal Hunt’s success story as a means of inspiration, because anything’s possible if your heart and mind are in the right place. Check her out on YouTube to see some videos of Crystal’s career.
Posted on April 1, 2016 | By Kristi Rosales | Leave a response
Kyle Bass is a well-known hedge fund investor. His company, Dallas-based Hayman Capital Management, L.P., is one of the top investment companies in the country. Bass was one of the men that successfully predicted the mortgage bond debacle in 2008. Bass shorted the bonds and made a fortune doing that when the market crashed. Mr. Bass also predicted the debt crisis in Europe, and he was one of the first investors to say Argentina was going to default on its debt in 2001.
The concept of challenging drug patents was never a reality before Bass started the Coalition for Affordable Drugs (CFAD). In 2015, the Coalition for Affordable Drugs filed 18 petitions with the Patent Trial and Appeal Board. One of those petitions is challenging a patent for the drug Tecfidera dimethyl fumarate which was developed by Biogen Inc. Bass believes that drug patents makes drugs that should be affordable unaffordable because there is no competition in the marketplace.
The CFAD thinks U.S. Patent No. 8,399,514 which specifies that 480 mg of dimethyl fumarate used to treat multiple sclerosis is one of the patents that hinders fair trade. That patent expires in 2028. Some drug companies call Bass the most famous patent troll in the industry, and Bass is making money by challenging patents by bringing down the stock prices of the companies that are challenged.
But most people agree with Bass and the Coalition for Affordable Drugs. Drug prices are out-of-control in the United States. The Inter Party Review (IPR) method has been relatively effective in identifying drug companies that are charging exorbitant prices because they have a patent on a specific dosage of a drug. In short, the drug industry controls competition using patents. Drug companies claim the research and development costs of producing life-saving drugs is in the billions, and they amortize the cost over a specific time frame in order to make a profit. Drug companies are some of the most profitable companies in America, and UsfulStooges had reported Kyle Bass and others think they are making money unfairly.
The Coalition for Affordable Drugs can only do so much in the fight to get drug costs in line. There is an ethical responsibility that is being overlooked by pharmaceutical companies in order to appease stockholders. Drug prices hold sick people hostage and in thousands of cases people that could live extended lives die because they couldn’t afford the drugs that could keep them alive.
The debate over patents that protect the profits of pharmaceutical companies will continue. The time has come to charge realistic prices for drugs that save lives. Pharmaceutical companies in other countries offer some of the same drugs for a third of the price, and they still make money.