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Warren Buffett recently said that he would give $1 million to charity as a means of wagering if he is not able to gain better returns than what hedge fund managers can provide by simply investing in the S&P 500 Passive Index Fund. And, it looks like he is right. He is correct in a way because many funds are too expensive and are harming the clients’ portfolio more than it helps.

Warren Buffett has been committed to keeping the investment cost low and focuses on high returns, and it’s commendable. His strategies over the years have worked for him and helped others learn how to stay focused on investment and rely on thorough analysis before making an investment. Warren Buffet believes in investing in companies that are fundamentally strong and asks to stay invested for long. It is how he has generated wealth over the years through the accumulation of profits.

Tim Armour, also one of the reputed financial analyst and consultant, is of the same opinion. He is the chairman of the Capital Group and also serves as its CEO. He holds bachelor’s in Economics from the Middlebury College. The Capital Group is active in many of the major cities in Europe, America, Asia and Australia. It has over $1.4 Trillion in assets under management, and Tim Armour is helping the company expand its global operations into new territories and regions. He has helped the company make many strategic decisions and steps that have made Capital Group, one of the biggest finance enterprises in the world.

The bright and beautiful Dr. Jennifer Walden was born in Austin, Texas on November 17, 1971. She attended Anderson High School, University of Texas (gaining a degree in Biology) and the University of Texas Medical Branch. She was the salutatorian of her class.

With a fellowship in aesthetic surgery at the Manhattan Eye, Ear and Throat Hospital in New York City, Jennifer decided to enjoy city life for the next seven years practicing on the Upper East Side. Prior to returning to her Texas home in 2011, she participated in testing that resulted in silicone breast implants once again being option.

In 2010, via invitro fertilization, Jennifer became the proud mother of twin sons, and upon their return to Texas, she opened a practice in Austin that eventually offered two locations. Known not only as an award-winning plastic surgeon, Dr. Walden is also an author, a consultant, and a media commentator.

One factor that contributes to her success is being a user and developer of Vectra, a 3-D imaging technology. Dr. Walden can offer visualization to patients before their surgery decision. She has also created instruments recognized by the Accurate Scientific and Surgical Instruments organization for breast surgery.

As a commentator you can see Dr. Walden on CBS, E!, Fox News and ABC. As a published author and expert resource, you can see more of her work in Self, Glamour, Cosmopolitan and Vogue magazines. She also has a lifestyle segment on Texas ABC affiliate KVUE.

The human rights activist community, like any other not for profit area, are always looking for new donors and to extend the partnerships they have established with existing financial backers. Thor Halvorssen and the Human Rights Foundation he established in 2005 are always looking to bring new donors and experts into the world of human rights activism as the founder himself believes the changing face of technology around the world can have a major impact on how the human rights community will focus its aims and good works in the future. Watch Video Here .

Thor is a respected film producer with links to some of the most successful people in Hollywood, and also looks to Silicon Valley and other areas where new technologies are being developed to make sure they are always using technologies open to almost everybody. A good example of how the technology industry can be affected by Thor Halvorssen is seen in the way Wikipedia’s Jimmy Wales met a group of North Korean dissidents at the Oslo Freedom Forum Halvorssen founded in 2009; Wales and the North Korean group now work together to produce a range of USB memory sticks filled with information that can be used to aid in changing society within the oppressed country.

The work of Halvorssen is not solely linked to the Oslo Freedom Forum, but also sees the Human Rights Foundation bring together different groups to work on campaigns who may not have a history of being involved in human rights activism. The “Hack North Korea” event that was held by the Human Rights Foundation saw technology experts and North Korean human rights campaigners meet to find new ways of using new technologies to assist in the way the campaign to free the people of North Korea can be moved forward in the coming years. for more .

People are always looking for some way to fill a void that they have. They find themselves involved with many different activities. Among the activities that they get involved in is shopping and buying all kinds of materials with the expectations that they are going to be happy with the purchase. While the purchase might make them happy initially, they do find that the enjoyment wears off after a while. Then they are back to the place that got them to go shopping in the first place. People take different approaches to this void. While some just go on shopping sprees over and over, there are others that look to other modes for addressing this void. Celebraties are also in Kabbala centre

One of the more productive ways of addressing this void is by going to The Kabbalah Centre. This place has a lot of real riches that people can use. To top it all off, these riches can be gained for free. The types of content that is available on their website are profound and sure to give people new insights that will help them learn what is truly valuable. Once they realize the value of these concepts, then they will be able to approach life from a wiser standpoint.

One of the most important aspects of these concepts is that one can share them with tons of people and not worry about running out of it. This is a lot different from clothes and other materials. For one thing, people often run out of materials. This is one of the reasons that they hoard a lot. They have a fear of losing everything they have which could interfere with them living a more fulfilling life. After all, life requires sacrifices so that the quality can improve. People who make the right sacrifices will feel glad that they did.

The climate of the Southwestern United States is known for being hot and dry. Las Vegas, being farther north than what many people think of as the Southwest, occasionally experiences slightly cooler temperatures. Even though it experiences cooler temperatures than Santa Fe or Phoenix on occasion, it still exists in a desert. The Goettl brothers started keeping the residents of Las Vegas cool in 1939. As many historical buffs know, this was the year the United States started to pull out of the Great Depression. The lend-lease program had a great deal to do with ending the economic catastrophe, but there were no economic woes by the time the Japanese bombed Pearl Harbor.

No world-spanning wars have taken place since the end of World War II, although economic hard times have come and gone since then. The Goettl brothers provided high-quality service to their customers for many years. The current Goettl CEO, Ken Goodrich, showed that the end of the current rough times might be coming to an end. He spent many months negotiating with Sam Gamst before acquiring Las Vegas Air and Paradise.

The members of the CEO pair knew each other for many years before the merger took place earlier this month. While mergers often mean many people end up on the unemployment line, job losses were kept extremely low. The few losses that occurred were incurred to eliminate redundancy.

The merger allows the firms to expand their focus beyond offering air conditioning and HVAC services throughout the Southwest. The new company plans to offer plumbing services to its customers. Clients of Las Vegas Air and Paradise will now have their contracts fulfilled by Goettl HVAC contractors.

Cotemar is a company that has majored in providing marine transportation to firms that own petroleum processing infrastructure that is located offshore. The enterprise has majored in offering a wide array of service, and they include shipping of specific commodities, oil processing, maritime services, as well as development and maintenance of facilities that are based in the sea. Cotemar has been offering its services since 1979, and it started by providing catering and lodging for individuals who traveled in the sea. The enterprise has been developing with time, and it presently owns vessels that have been customized to ship oil and other materials. A Business such as Petroleos Mexicanos has been hiring Cotemar’s maritime transportation services.

The company is dedicated to making all activity environments friendly so as to ensure sustainability. It makes sure that all undertakings that involve production and utilization of petroleum products are conducted in a highly efficient manner. The firm has been focused on using state-of-the-art technology that does not cause harm to the ecosystem. Its vision is to make sure that there is sustainability and to participate in the offshore market’s new developments. Cotemar has also created some strategies that are essential in attaining its aim of participating in the production process.

Cotemar has been making sure that all its employees who work in the specialized vessels access the basic services that they would need. It has a huge food court that offers excellent cuisine and can feed up to 4000 individuals. The boats have lodging, cleaning, and laundry services. They also have well equipped recreational amenities that are used by the staff after work. The facilities that it owns include gyms, common rooms, TV rooms, and basketball courts. The company has been ensuring its staff gets everything that people would need when they are away from land.

The firm has been hiring individuals who have different skills that can be useful in its specialized vessels. It has set high standards so as to ensure that the employees work in an environment that is conducive. The excellent working conditions that it offers have significantly influenced the profitability of the employees. Cotemar also compensates its staff appropriately. It runs its business operations with outstanding safety regulations. The employees are also offered privileges such as allowances, bonuses, and leaves. The administrators of the enterprise are friendly, and therefore, the junior staff can interact with them comfortably. Cotemar has been offering its services for three decades, and it has been investing in emerging technology to help it in growing locally and internationally.

Thousands of people have joined the NexBank network to make them one of the largest growing financial institutions in the industry. PRN Newswire has named them one of the fastest growing online banks in the industry. They are based in Dallas, Texas and have been proudly serving the local area for over 50+ years. Their goal is the highest level of customer service satisfaction along with providing services that their clients can use to maximize their money. You can join their bank and earn 1.9% interest on your money in an interest bearing savings account provided through NexBank.

Extraordinary NexBank Features:

– Free online bill pay

– Free direct deposit

– Free checks

– Industrial accounts

– Business accounts

– Mortgage accounts

– IRA accounts

– any time bill pay

and more…

There are a number of reasons for you to choose NexBank for your banking features. They have a number of resources that give you stellar ways to maximize your hard earned money. You can register for one of their secured accounts through visiting their online account. You have a friendly customer service professional that is there to assist you when and where you need it.

If you’re interested in saving money on purchasing a house, you can sign up for their mortgage accounts that have lower interests and smaller mortgage payments as a first time home buyer. They make your dreams of a first time homeowner a reality. You can also save more on savings through a college savings account with over 1,200+ college savings programs to choose from. They have teamed up with New Jersey based college savings bank to ensure that students and their parents can save on the cost of college tuition and other expenses.

You’re invited to become a NexBank customer by visiting their exclusive website today.


Troy McQuagge is the CEO and President of USHEALTH Group, Inc. He was the Gold Winner in the One Planet Awards as the chief executive officer of the Year. The One Planet Awards is an international awards program that honors professional and business excellence in all firms from all parts of the world. All Organizations qualify to submit their nominations for the inclusion of private and public, smallest to largest, non-profit and profit, and also new start-ups globally. McQuagge went to work for USHEALTH Group, Inc. in 2010. It was responsible for making some fundamental changes in the company. Troy managed to re-build the distribution agency of the company and its advisors.

Troy McQuagge’s success in re-tooling the company led to his appointment as the CEO and president of USHEALTH Group, Inc. USHEALTH Group has been able to register massive growth, success, and profitability in the health insurance market that is highly competitive under his leadership. Troy McQuagge said that it was a tremendous honor for him to be recognized by the One Planet Awards program and to be the recipient of this coveted price. He added that this award belonged to all the employees of USHEALTH Group, Inc. Troy stated that the award came as a testament to the ongoing commitment of USHEALTH Group to solve the affordability issue in the healthcare for their customers.

The USHEALTH Group, Inc. has its main offices in Ft. Worth, Texas. It is an insurance holding company. Troy McQuagge sharpened his skills in hiring, PR, recruiting, and marketing when he worked at the President Agency Marketing Group in 1996. Troy McQuagge came up with an agency platform so as to market the company’s services to their clients after joining USHEALTH Group Inc. He has been able to win numerous awards including the most innovative CEO of the year and CEO of the year by the CEO World Awards. Troy led USHEALTH Group to win the company of the year insurance award through the gold Stevie award and sales growth achievement of the year.



It’s not Christmas without Santa. Dress up any red party cup with a Santa costume. Paint a button gold or find a gold button in the store. Hot glue a strip of black ribbon around the middle of the cup, attaching the button over the ribbon. The cup will look like Santa’s coat.


There’s something comforting about hot chocolate and marshmallows. Instead of ordinary marshmallows, make a snowman from three larger ones and a few short pieces of straw that are attached for the arms and legs. Candy corn and chocolate icing can be used to decorate your snowman. Mason jars are ideal for creating an amazing light display. Trace an outline of a Christmas image onto a piece of book wrapping. Cut out the image, and stick it to the outside of the jar. Spray a light coat of fake snow on the outside of the jar. When you remove the image, you’re left with the outline of what you cut out. Tie bells to the ends of two different colors of ribbons, tying the ribbons around the top of the jar when you’re done. Put an LED candle inside the jar, replace the lid, and set the jar on a table for a beautiful Christmas decoration. Make a fun gift container using a toilet paper roll. This is ideal for smaller items. Squash the roll flat, closing off one end before putting the gift inside the roll. Close off the other end, and wrap the center of the roll with paper and a ribbon.


The Executive Chairman of the PodcastOne by the name Norman Pattiz and Tom Webster who is the VP of Strategy at Edison Research recently announced the results of advertising tests conducted on five of the top national brands across several services and product categories. The research was carried out in 2016. It showed a positive impact on the brands after the podcast campaign. There were positive results from the podcast advertising campaign on brand recall rates, the intent to buy the brands, and the ability to remember the messages broadcasted during the campaigns.

There was a 60 percent increase in specific messages sent by an automobile products service and a 76 percent rise in message recall for a casual eatery after the campaign. The number of respondents that had ‘very favorable’ opinion of the automobile aftermarket product moved from 18 percent in the pre-study to 33 percent post-study. 22 percent of respondents said they would consider purchasing a garden and lawn product post-study from 16 percent pre-study.

The study also noted a 47 percent increase in unaided product awareness for a financial service product from the pre-study to post-study period. A similar increase of 37 percent was observed in the automobile aftermarket product and 24 percent of the lawn product. The number of listeners that could recall a particular grocery brand increased to 60 percent post-study from 7 percent during pre-study. Podcast one hired Edison Research to conduct three surveys on its behalf in 2016. The studies were to examine the effectiveness of podcast advertising on the five top national brands that had been selected.

The selected brands were a mix of well-known brands that were launching new podcast campaigns and lesser-known brands that sought increased awareness from the campaign. Online surveys were carried on the audience before and after the campaigns were run. Each brand ran similar podcast advertising campaign for four to six weeks using a methodology that was similar to the rest.

About Pattiz

Norman Pattiz is the founder of PodcastOne. He started it in 2013. The company has risen to become the market leader in audio on-demand programming. PodcastOne has many leading brands and personalities subscribed to its services today. They include Dan Patrick, NPR New York, and Dennis Miller. Pattiz has been on the Broadcasting Board of Governors in the Bush and Clinton administrations. Pattizz was also inducted into the National Radio Hall of Fame in 2009.

Read more:

Follow him on Twitter @norman_pattiz

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